Greaves Electric Mobility Joins Perpetuity Capital to Make EV Loans Easy

By Amit Jangra | Published Date : October 29, 2025

A finance partnership will make EV purchase simple and cheaper for every small driver.

India is moving fast towards clean travel. People are now choosing electric vehicles instead of petrol and diesel ones. To support easy EV buying, Greaves Electric Mobility Limited (GEML) has joined hands with Perpetuity Capital, a big NBFC company. The aim is to give customers affordable finance for electric scooters, passenger 3-wheelers and cargo 3-wheelers.

This partnership will cover all Greaves electric 3-wheelers and scooters. It will help small business owners, auto drivers and also truck transport people who want to shift to electric vehicles in the future.

Low-interest loan and flexible EMI option

Table of Contents

1. Low-interest loan and flexible EMI option

2. Company vision for clean mobility

3. EV growth will gain more speed in India

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Customers will get low-interest EMIs. Loan interest will start from 9.99% for electric 2-wheelers and 11% for electric 3-wheelers. People can take up to 90% loan on the vehicle price. Flexible EMI plans will make buying an EV easier for every bus operator, pickup owner and mini truck driver in cities and small towns.

Company vision for clean mobility

GEML Chief Business Officer Manoj M.P. said that this partnership will help more people adopt electric vehicles. It will also support better earnings for drivers through strong mileage and low running cost vehicles like electric 3-wheelers and electric trucks.

EV growth will gain more speed in India

GEML is already expanding its dealership network in many states. With easy loan support, sales of electric scooters, passenger 3-wheelers and cargo 3-wheelers will grow more. India is a price-sensitive market, and most truck and bus buyers depend on loans. So this plan will remove a big problem in EV adoption.

Greaves believes this move will help India’s clean energy goal and safer roads for all.

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Frequently Asked Questions on Commercial Vehicles

Q1. Which vehicles will get easy financing under this partnership?

Ans. Electric scooters, passenger 3-wheelers, cargo 3-wheelers and future commercial vehicles like mini trucks and electric trucks from Greaves will get simple loan options.

Q2. How much loan can a buyer get for an EV?

Ans. Buyers can get up to 90% of the vehicle cost with flexible EMI options, which reduces the burden on truck and pickup owners.

Q3. What are the starting loan interest rates?

Ans. For electric 2-wheelers, the interest starts from 9.99% and for electric 3-wheelers, it starts from 11%, making finance cheaper than regular loans.

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