/* Loan Enquiry — modern CTA-first layout */
.loan-page-wrap {
    background: #eef1f5;
}

.loan-enquiry-breadcrumb {
    background: #fff !important;
    border-bottom: 1px solid #e8ecf0;
}

.loan-enquiry-section {
    background:
        radial-gradient(1200px 400px at 10% -10%, rgba(201, 33, 39, 0.08), transparent 55%),
        linear-gradient(180deg, #f7f8fa 0%, #eef1f5 100%);
    padding: 28px 0 56px;
}

.loan-enquiry-container {
    max-width: 1120px;
}

.loan-enquiry-card.road-price {
    max-width: 1120px;
    margin: 0 auto;
    padding: 0;
    border-radius: 16px;
    border: 1px solid rgba(15, 23, 42, 0.08);
    box-shadow: 0 10px 40px rgba(15, 23, 42, 0.08);
    overflow: hidden;
    background: #fff;
}

/* Hero */
.loan-hero {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 0;
    background: linear-gradient(135deg, #b91c22 0%, #c92127 45%, #9f1a1f 100%);
    color: #fff;
    min-height: 200px;
}
.loan-hero__text {
    padding: 32px 36px 28px;
}
.loan-hero__eyebrow {
    margin: 0 0 8px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.85);
}
.loan-hero__title,
.loan-enquiry-card .form-head h3,
.loan-hero h1 {
    margin: 0;
    padding: 0;
    font-size: clamp(1.45rem, 2.6vw, 2rem);
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -.03em;
    color: #fff;
    text-align: left;
    text-transform: none;
}
.loan-hero__sub,
.loan-enquiry-subtitle {
    margin: 10px 0 0;
    max-width: 36rem;
    font-size: 15px;
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.92);
    font-weight: 400;
    text-align: left;
}
.loan-hero__chips {
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin: 18px 0 0;
    padding: 0;
}
.loan-hero__media {
    position: relative;
    min-height: 200px;
    overflow: hidden;
}
.loan-hero__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
    min-height: 200px;
}
.loan-hero__media::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(185, 28, 34, 0.55), transparent 55%);
    pointer-events: none;
}

.loan-chip {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12px;
    font-weight: 600;
    color: #14532d;
    background: rgba(255, 255, 255, 0.95);
    border: 0;
    border-radius: 999px;
    padding: 7px 12px;
}
.loan-chip i { color: #16a34a; font-size: 11px; }

/* Split: form + aside */
.loan-split {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    align-items: stretch;
    margin: 0;
}
.loan-form-column {
    padding: 0;
    background: #fff;
    border-right: 1px solid #eef1f4;
    display: flex;
    flex-direction: column;
}
.loan-form-body {
    padding: 28px 32px 28px;
    flex: 1;
    display: flex;
    flex-direction: column;
}
.loan-form-intro {
    margin: 0 0 22px;
}
.loan-form-intro__title {
    margin: 0 0 8px;
    font-size: 1.25rem;
    font-weight: 800;
    letter-spacing: -.02em;
    color: #111827;
}
.loan-form-intro__meta {
    margin: 0;
    font-size: 13px;
    color: #6b7280;
    line-height: 1.5;
}
.loan-form-intro__step {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: #fee2e2;
    color: #b91c22;
    font-size: 11px;
    font-weight: 800;
}

.loan-fields {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4px 16px;
}
.loan-fields .loan-field:nth-child(3),
.loan-fields .loan-field:nth-child(4),
.loan-fields > #pnlPanCard,
.loan-fields > [id*="pnlPanCard"] {
    grid-column: 1 / -1;
}

/* ASP.NET Panel wraps PAN — target sibling fields */
.loan-fields .loan-field {
    margin-bottom: 18px;
}
.loan-field label {
    display: block;
    font-size: 13px;
    font-weight: 700;
    color: #374151;
    margin-bottom: 8px;
}
.loan-input-wrap { position: relative; }
.loan-input-wrap > i.fa {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    z-index: 2;
    pointer-events: none;
}
.loan-input-wrap .form-control { padding-left: 44px; }
.loan-field .form-control {
    height: 52px;
    border: 1px solid #e5e7eb;
    border-radius: 10px;
    font-size: 16px;
    background: #fafbfc;
    transition: border-color .15s, box-shadow .15s, background .15s;
}
.loan-field .form-control:focus {
    border-color: #c92127;
    background: #fff;
    box-shadow: 0 0 0 4px rgba(201, 33, 39, 0.12);
    outline: none;
}

.loan-cta-block {
    margin-top: 8px;
    padding-top: 8px;
}
.loan-submit-wrap .site-button,
.loan-submit-btn {
    width: 100%;
    min-height: 54px;
    padding: 16px 24px;
    font-size: 17px;
    font-weight: 800;
    letter-spacing: -.01em;
    border-radius: 12px;
    background: #c92127 !important;
    box-shadow: 0 10px 24px rgba(201, 33, 39, 0.28);
}
.loan-submit-wrap .site-button:hover:not(:disabled) {
    transform: translateY(-1px);
    box-shadow: 0 14px 28px rgba(201, 33, 39, 0.34);
}
.loan-cta-promise {
    margin: 12px 0 0;
    text-align: center;
    font-size: 13px;
    font-weight: 600;
    color: #374151;
}
.loan-trust-note {
    text-align: center;
    font-size: 12px;
    color: #6b7280;
    margin-top: 10px;
    line-height: 1.55;
}
.loan-trust-note a { color: #c92127; text-decoration: underline; }

.loan-contact-fallback {
    margin-top: auto;
    padding-top: 20px;
    border-top: 1px solid #eef1f4;
    text-align: center;
}
.loan-contact-fallback p {
    font-size: 13px;
    color: #6b7280;
    margin: 0 0 10px;
    font-weight: 600;
}

/* Aside */
.loan-benefits-side {
    background: #f8fafc;
    border-left: 0;
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    box-sizing: border-box;
}
.loan-trust-visual {
    margin: 0;
    border-radius: 12px;
    overflow: hidden;
    background: #e5e7eb;
}
.loan-trust-visual img {
    display: block;
    width: 100%;
    aspect-ratio: 16 / 11;
    object-fit: cover;
}
.loan-aside-card {
    background: #fff;
    border: 1px solid #e8ecf0;
    border-radius: 12px;
    padding: 18px 18px 16px;
}
.loan-aside-card__title,
.loan-benefits-side h4 {
    margin: 0 0 14px;
    font-size: 15px;
    font-weight: 800;
    color: #111827;
    letter-spacing: -.01em;
}
.loan-benefit-list {
    list-style: none;
    margin: 0 0 16px;
    padding: 0;
}
.loan-benefit-list li {
    display: flex;
    gap: 10px;
    margin-bottom: 12px;
    font-size: 13px;
    line-height: 1.4;
    color: #4b5563;
}
.loan-benefit-list li i {
    color: #c92127;
    margin-top: 2px;
    flex-shrink: 0;
}
.loan-benefit-list li strong {
    display: block;
    color: #111827;
    margin-bottom: 2px;
    font-size: 13px;
}
.loan-social-proof {
    background: #fff5f5;
    border: 1px solid #fecaca;
    border-radius: 10px;
    padding: 14px 16px;
    text-align: center;
    margin: 0;
}
.loan-social-proof .stat-num {
    font-size: 26px;
    font-weight: 800;
    color: #c92127;
    line-height: 1;
}
.loan-social-proof .stat-label {
    font-size: 12px;
    color: #7f1d1d;
    margin-top: 4px;
    font-weight: 600;
}
.loan-trust-strip {
    margin: 0;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid #e8eaed;
    background: #fff;
}
.loan-trust-strip img {
    display: block;
    width: 100%;
    aspect-ratio: 16 / 9;
    object-fit: cover;
}
.loan-trust-strip p {
    margin: 0;
    padding: 12px 14px;
    font-size: 13px;
    line-height: 1.45;
    color: #374151;
}

.loan-bank-partners {
    border-top: 1px solid #eef1f4;
    padding: 24px 24px 28px;
    background: #fff;
}
.loan-bank-partners__title,
.loan-bank-partners h4 {
    font-size: 12px;
    font-weight: 800;
    color: #6b7280;
    text-align: center;
    text-transform: uppercase;
    letter-spacing: 1.1px;
    margin: 0 0 16px;
}

/* Legacy hooks */
.loan-enquiry-card .form-head,
.loan-benefit-chips,
.loan-trust-banner { display: none !important; }
.loan-enquiry-layout { margin: 0; }
.loan-fields > div[id*="pnlPanCard"] { grid-column: 1 / -1; }

@media (max-width: 991px) {
    .loan-hero {
        grid-template-columns: 1fr;
    }
    .loan-hero__media {
        min-height: 140px;
        max-height: 160px;
    }
    .loan-hero__media::after {
        background: linear-gradient(180deg, transparent, rgba(185, 28, 34, 0.35));
    }
    .loan-split {
        grid-template-columns: 1fr;
    }
    .loan-form-column {
        border-right: 0;
        border-bottom: 1px solid #eef1f4;
    }
    .loan-fields {
        grid-template-columns: 1fr;
    }
    .loan-hero__text {
        padding: 24px 20px 20px;
    }
    .loan-form-body {
        padding: 22px 18px 24px;
    }
    .loan-benefits-side {
        padding: 20px 16px 24px;
    }
}

/* —— retained component styles below —— */

.loan-enquiry-card .form-head:after {
    display: none !important;
}

.loan-enquiry-card .form-head h3 {
    font-size: 24px;
    font-weight: 700;
    text-transform: none;
    letter-spacing: -0.2px;
    margin: 0;
    padding: 0;
    line-height: 1.35;
    text-align: left;
    color: #fff;
}

.loan-enquiry-subtitle {
    font-size: 15px;
    opacity: 0.92;
    margin: 10px 0 0;
    padding: 0;
    font-weight: 400;
    line-height: 1.55;
    max-width: none;
    text-align: left;
    color: #fff;
}

/* Benefit chips */
.loan-benefit-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    padding: 20px 32px 24px;
    border-bottom: 1px solid #f0f0f0;
    background: #fff;
}

.loan-chip {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12px;
    font-weight: 600;
    color: #2d3748;
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    border-radius: 20px;
    padding: 6px 14px;
}

.loan-chip i {
    color: #16a34a;
    font-size: 11px;
}

/* Two-column layout */
.loan-enquiry-layout {
    margin: 0;
}

.loan-form-column {
    padding: 0;
}

.loan-benefits-side {
    background: linear-gradient(180deg, #fafbfc 0%, #f3f5f8 100%);
    border-left: 1px solid #eee;
    padding: 36px 40px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-height: 100%;
    box-sizing: border-box;
}

.loan-benefits-side h4 {
    font-size: 16px;
    font-weight: 700;
    color: #1a1a2e;
    margin: 0 0 20px;
    padding: 0 4px;
}

.loan-benefit-list {
    list-style: none;
    margin: 0 0 24px;
    padding: 0 4px;
}

.loan-benefit-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 14px;
    color: #4a5568;
    line-height: 1.45;
}

.loan-benefit-list li i {
    color: #d81416;
    font-size: 16px;
    margin-top: 2px;
    flex-shrink: 0;
}

.loan-benefit-list li strong {
    display: block;
    color: #1a1a2e;
    font-size: 14px;
    margin-bottom: 2px;
}

.loan-social-proof {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 8px;
    padding: 16px 20px;
    margin: 0 4px;
    text-align: center;
    box-sizing: border-box;
}

.loan-social-proof .stat-num {
    font-size: 28px;
    font-weight: 800;
    color: #d81416;
    line-height: 1;
}

.loan-social-proof .stat-label {
    font-size: 12px;
    color: #718096;
    margin-top: 4px;
}

.loan-form-body {
    padding: 28px 32px 16px;
}

.loan-field {
    margin-bottom: 20px;
}

.loan-field label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: #374151;
    margin-bottom: 8px;
}

.loan-input-wrap {
    position: relative;
}

.loan-input-wrap > i.fa {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: #9ca3af;
    font-size: 15px;
    pointer-events: none;
    z-index: 2;
}

.loan-input-wrap .form-control {
    padding-left: 42px;
}

.loan-field .form-control {
    height: 48px;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    font-size: 15px;
    transition: border-color 0.2s, box-shadow 0.2s;
    background: #fff;
}

.loan-field .form-control:focus {
    border-color: #d81416;
    box-shadow: 0 0 0 3px rgba(216, 20, 22, 0.1);
    outline: none;
}

.loan-field .field-error {
    display: block;
    font-size: 12px;
    color: #d81416;
    margin-top: 6px;
    min-height: 16px;
}

.loan-submit-wrap {
    margin-top: 8px;
    margin-bottom: 8px;
    position: relative;
}

.loan-submit-wrap .site-button {
    width: 100%;
    padding: 15px 24px;
    font-size: 16px;
    font-weight: 700;
    border-radius: 8px;
    letter-spacing: 0.3px;
    transition: transform 0.15s, box-shadow 0.15s;
    position: relative;
}

.loan-submit-wrap .site-button:hover:not(:disabled) {
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(216, 20, 22, 0.35);
}

.loan-submit-wrap .site-button:disabled,
.loan-submit-wrap .site-button.is-loading {
    opacity: 0.85;
    cursor: wait;
}

.loan-btn-spinner {
    display: none;
    width: 18px;
    height: 18px;
    border: 2px solid rgba(255, 255, 255, 0.35);
    border-top-color: #fff;
    border-radius: 50%;
    animation: loanSpin 0.7s linear infinite;
    margin-right: 8px;
    vertical-align: middle;
}

.loan-submit-wrap .site-button.is-loading .loan-btn-spinner {
    display: inline-block;
}

@keyframes loanSpin {
    to { transform: rotate(360deg); }
}

.loan-trust-note {
    text-align: center;
    font-size: 12px;
    color: #6b7280;
    margin-top: 16px;
    line-height: 1.6;
}

.loan-trust-note i.fa-lock {
    color: #16a34a;
    margin-right: 4px;
}

.loan-trust-note a {
    color: #d81416;
    text-decoration: underline;
}

.loan-field-hint {
    display: block;
    font-size: 12px;
    margin-top: 6px;
    min-height: 16px;
    color: #6b7280;
}

.loan-field-hint.is-success {
    color: #16a34a;
    font-weight: 600;
}

.loan-field-hint.is-error {
    color: #d81416;
}

.loan-client-error {
    display: block;
    font-size: 12px;
    color: #d81416;
    margin-top: 4px;
    min-height: 0;
}

.loan-field .form-control.is-valid {
    border-color: #16a34a;
}

.loan-field .form-control.is-invalid {
    border-color: #d81416;
    box-shadow: 0 0 0 3px rgba(216, 20, 22, 0.08);
}

.loan-contact-fallback {
    margin-top: 20px;
    padding-top: 20px;
    border-top: 1px dashed #e2e8f0;
    text-align: center;
}

.loan-contact-fallback p {
    font-size: 13px;
    color: #6b7280;
    margin: 0 0 12px;
}

.loan-contact-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
}

.loan-contact-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    border-radius: 8px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none !important;
    transition: transform 0.15s, box-shadow 0.15s;
}

.loan-contact-btn:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.loan-contact-btn.call-btn {
    background: #fff;
    color: #1a1a2e !important;
    border: 1px solid #e2e8f0;
}

.loan-contact-btn.whatsapp-btn {
    background: #25d366;
    color: #fff !important;
    border: 1px solid #25d366;
}

.loan-contact-btn i,
.loan-contact-btn .loan-contact-icon {
    font-size: 16px;
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    display: block;
}
.loan-contact-btn.call-btn .loan-contact-icon { color: #c92127; }
.loan-contact-btn.whatsapp-btn .loan-contact-icon { color: #fff; }

.loan-mobile-submit-spacer {
    display: none;
}

/* Thank you */
.loan-thanks {
    text-align: center;
    padding: 48px 32px 24px;
}

.loan-thanks-icon {
    width: 72px;
    height: 72px;
    background: #f0fdf4;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    animation: loanPopIn 0.4s ease;
}

.loan-thanks-icon i {
    font-size: 36px;
    color: #16a34a;
}

@keyframes loanPopIn {
    from { transform: scale(0.6); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}

.loan-thanks h3 {
    color: #1a1a2e;
    font-weight: 700;
    font-size: 26px;
    margin-bottom: 8px;
}

.loan-thanks .thanks-msg {
    color: #4a5568;
    font-size: 16px;
    margin-bottom: 32px;
}

.loan-next-steps {
    text-align: left;
    background: #f9fafb;
    border-radius: 10px;
    padding: 24px;
    margin-bottom: 24px;
    max-width: 400px;
    margin-left: auto;
    margin-right: auto;
}

.loan-next-steps h5 {
    font-size: 14px;
    font-weight: 700;
    color: #1a1a2e;
    margin: 0 0 16px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.loan-step {
    display: flex;
    gap: 14px;
    margin-bottom: 14px;
    align-items: flex-start;
}

.loan-step:last-child {
    margin-bottom: 0;
}

.loan-step-num {
    width: 28px;
    height: 28px;
    background: #d81416;
    color: #fff;
    border-radius: 50%;
    font-size: 13px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.loan-step-text {
    font-size: 14px;
    color: #4a5568;
    padding-top: 4px;
    line-height: 1.4;
}

.loan-thanks-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
}

.loan-thanks-cta a {
    display: inline-block;
    padding: 12px 28px;
    border-radius: 8px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: transform 0.15s, box-shadow 0.15s;
}

.loan-thanks-cta a.btn-primary-cta {
    background: #d81416;
    color: #fff !important;
}

.loan-thanks-cta a.btn-primary-cta:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(216, 20, 22, 0.35);
}

.loan-thanks-cta a.btn-secondary-cta {
    background: #fff;
    color: #374151 !important;
    border: 1px solid #e2e8f0;
}

/* Bank partners */
.loan-bank-partners {
    border-top: 1px solid #f0f0f0;
    padding: 28px 24px 16px;
    margin-top: 0;
}

/* Trust visuals — value + conversion (lazy; reserved aspect to protect CLS) */
.loan-trust-banner {
    position: relative;
    margin: 0;
    overflow: hidden;
    background: #f8fafc;
    border-bottom: 1px solid #eef1f4;
}
.loan-trust-banner img {
    display: block;
    width: 100%;
    height: 180px;
    object-fit: cover;
    object-position: center;
}
.loan-trust-banner__copy {
    padding: 16px 24px 18px;
    background: #fff;
    color: #24272c;
}
.loan-trust-banner__eyebrow {
    margin: 0 0 4px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: #c92127;
}
.loan-trust-banner__title {
    margin: 0 0 6px;
    font-size: clamp(1.05rem, 2.2vw, 1.35rem);
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: -.02em;
    color: #111827;
}
.loan-trust-banner__text {
    margin: 0;
    max-width: 40rem;
    font-size: 13px;
    line-height: 1.5;
    color: #4b5563;
}
.loan-trust-visual {
    margin: 0 0 20px;
    border-radius: 10px;
    overflow: hidden;
    background: #eef1f4;
}
.loan-trust-visual img {
    display: block;
    width: 100%;
    height: auto;
    aspect-ratio: 4 / 5;
    object-fit: cover;
}
.loan-trust-visual figcaption {
    margin: 0;
    padding: 10px 12px 12px;
    font-size: 12px;
    line-height: 1.4;
    color: #4b5563;
    background: #fff;
    border: 1px solid #eef1f4;
    border-top: 0;
    border-radius: 0 0 10px 10px;
}
.loan-trust-strip {
    margin: 8px 0 18px;
    border-radius: 10px;
    overflow: hidden;
    border: 1px solid #e8eaed;
    background: #fff;
}
.loan-trust-strip img {
    display: block;
    width: 100%;
    height: auto;
    aspect-ratio: 16 / 9;
    object-fit: cover;
}
.loan-trust-strip p {
    margin: 0;
    padding: 12px 14px;
    font-size: 13px;
    line-height: 1.45;
    color: #374151;
}

.loan-bank-partners h4 {
    font-size: 13px;
    font-weight: 700;
    color: #6b7280;
    text-align: center;
    text-transform: uppercase;
    letter-spacing: 1.2px;
    margin: 0 0 20px;
}

.loan-bank-carousel {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
    align-items: stretch;
    margin: 0;
    padding: 0;
}

.loan-bank-carousel .item {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 148px;
    height: 72px;
    background: #fff;
    border: 1px solid #e8eaed;
    border-radius: 10px;
    padding: 12px 16px;
    transition: box-shadow 0.25s, border-color 0.25s, transform 0.25s;
    box-sizing: border-box;
}

.loan-bank-carousel .item:hover {
    border-color: #d81416;
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.08);
    transform: translateY(-2px);
}

.loan-bank-carousel .item img {
    max-width: 100%;
    max-height: 44px;
    width: auto;
    height: auto;
    object-fit: contain;
    filter: grayscale(30%);
    transition: filter 0.25s;
}

.loan-bank-carousel .item:hover img {
    filter: grayscale(0%);
}

@media (max-width: 991px) {
    .loan-benefits-side {
        border-left: none;
        border-top: 1px solid #eee;
        padding: 28px 32px 32px;
    }

    .loan-benefit-chips {
        padding: 16px 24px 20px;
    }
}

/* ── Mobile UI/UX ── */
@media (max-width: 767px) {
    .loan-page-wrap {
        -webkit-text-size-adjust: 100%;
    }

    .loan-enquiry-section.m-t70 {
        margin-top: 32px !important;
        padding: 24px 0 48px;
    }

    .loan-enquiry-section .loan-enquiry-container {
        padding-left: 12px;
        padding-right: 12px;
        max-width: 100%;
    }

    .loan-enquiry-breadcrumb .breadcrumb-item.active {
        max-width: 52vw;
        overflow: hidden;
        text-overflow: ellipsis;
        white-space: nowrap;
        vertical-align: bottom;
        display: inline-block;
    }

    .loan-enquiry-card.road-price {
        max-width: 100%;
        width: 100%;
        margin: 0 auto 32px;
        border-radius: 12px;
    }

    .loan-enquiry-card .form-head {
        padding: 20px 16px 16px;
    }

    .loan-enquiry-card .form-head h3 {
        font-size: 19px;
        line-height: 1.35;
    }

    .loan-enquiry-subtitle {
        font-size: 14px;
        max-width: none;
    }

    /* Horizontally scrollable chips – no cramped wrap */
    .loan-benefit-chips {
        flex-wrap: nowrap;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        gap: 8px;
        padding: 16px 16px 16px;
        margin: 0;
    }

    .loan-benefit-chips::-webkit-scrollbar {
        display: none;
    }

    .loan-chip {
        flex-shrink: 0;
        font-size: 11px;
        padding: 8px 12px;
        white-space: nowrap;
    }

    .loan-form-body {
        padding: 16px 16px 8px;
    }

    /* Full-width single column fields */
    .loan-enquiry-layout .col-md-6 {
        width: 100%;
        float: none;
    }

    .loan-field {
        margin-bottom: 16px;
    }

    .loan-field label {
        font-size: 14px;
        margin-bottom: 6px;
    }

    /* 16px prevents iOS auto-zoom on focus */
    .loan-field .form-control {
        height: 50px;
        font-size: 16px;
        border-radius: 10px;
    }

    .loan-input-wrap > i.fa {
        font-size: 16px;
        left: 16px;
    }

    .loan-input-wrap .form-control {
        padding-left: 44px;
    }

    /* Touch-friendly submit – fixed bottom bar */
    .loan-mobile-submit-bar {
        position: fixed;
        left: 0;
        right: 0;
        bottom: 0;
        z-index: 999;
        margin: 0;
        padding: 12px 16px;
        padding-bottom: calc(12px + env(safe-area-inset-bottom, 0px));
        background: rgba(255, 255, 255, 0.97);
        border-top: 1px solid #e8e8e8;
        box-shadow: 0 -4px 24px rgba(0, 0, 0, 0.1);
        -webkit-backdrop-filter: blur(8px);
        backdrop-filter: blur(8px);
    }

    .loan-mobile-submit-bar .site-button {
        min-height: 50px;
        font-size: 17px;
        border-radius: 10px;
        touch-action: manipulation;
        -webkit-tap-highlight-color: transparent;
    }

    .loan-mobile-submit-spacer {
        display: block;
        height: 72px;
    }

    .loan-trust-note {
        font-size: 11px;
        padding: 0 4px;
        margin-top: 12px;
    }

    /* Full-width stacked contact buttons */
    .loan-contact-fallback {
        margin-top: 16px;
        padding-top: 16px;
    }

    .loan-contact-actions {
        flex-direction: column;
        gap: 10px;
    }

    .loan-contact-btn {
        width: 100%;
        justify-content: center;
        min-height: 48px;
        padding: 12px 16px;
        font-size: 15px;
        touch-action: manipulation;
        -webkit-tap-highlight-color: transparent;
    }

    .loan-benefits-side {
        padding: 24px 24px 28px;
    }

    .loan-benefits-side h4 {
        font-size: 15px;
        margin-bottom: 14px;
        padding: 0 8px;
    }

    .loan-benefit-list {
        padding: 0 8px;
    }

    .loan-social-proof {
        margin: 0 8px;
        padding: 16px 20px;
    }

    .loan-benefit-list li {
        font-size: 13px;
        margin-bottom: 12px;
    }

    .loan-social-proof .stat-num {
        font-size: 24px;
    }

    .loan-bank-partners {
        padding: 20px 12px 12px;
    }

    .loan-trust-banner img {
        height: 140px;
    }
    .loan-trust-banner__copy {
        padding: 14px 16px 16px;
    }
    .loan-trust-visual {
        margin: 0 8px 16px;
    }
    .loan-trust-strip {
        margin: 8px 8px 16px;
    }

    .loan-bank-carousel .item {
        width: 110px;
        height: 58px;
        padding: 8px 10px;
    }

    .loan-bank-carousel .item img {
        max-height: 38px;
    }

    /* Thank you – full width CTAs */
    .loan-thanks {
        padding: 28px 16px 88px;
    }

    .loan-thanks h3 {
        font-size: 22px;
    }

    .loan-next-steps {
        padding: 16px;
        max-width: none;
    }

    .loan-thanks-cta {
        flex-direction: column;
    }

    .loan-thanks-cta a {
        width: 100%;
        text-align: center;
        min-height: 48px;
        line-height: 24px;
        padding: 12px 16px;
        box-sizing: border-box;
    }

    /* Hide fixed submit when thank-you panel is shown */
    .loan-page-wrap.loan-thanks-visible .loan-mobile-submit-bar,
    .loan-page-wrap.loan-thanks-visible .loan-mobile-submit-spacer {
        display: none;
    }
}

@media (max-width: 380px) {
    .loan-enquiry-card .form-head h3 {
        font-size: 17px;
    }

    .loan-chip {
        font-size: 10px;
        padding: 6px 10px;
    }

    .loan-contact-btn {
        font-size: 14px;
    }
}